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Small Loan
A quick cash loan of up to £1000 deposited directly into your bank account in minutes.  No Paperwork - No Faxing - No Fuss.

Unsecured Loan
An unsecured personal loan of up to £15,000.  A loan for any purpose and paid back over a period of 6 months or more.

Secured Loan
A loan of up to £100,000 secured against the value of your property with an LTV of up to 100%,  we can even accept adverse credit.

Whatever your loan needs, we have a product to suit you.  Because we specialise in helping people when they need it most we offer loans to aid in an immediate emergency, loans for any purpose, and even loans secured against the value of your home.  We offer a fresh new way of thinking and will work with you on a personal level to ensure that we give you the loan that is right for YOUR circumstances.  That's why you can trust Borrow Cash Loans.

What makes us different?
Simple.  Even if we don't accept you on the loan you apply for, we will work with you personally and offer you a loan that is more suited to your needs so that you are never left rejected, and without help!

Our service is FREE and we will never ask you for upfront fees!

Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative APR Examples
If you borrowed £80 for 28 days, you would repay £100 with an interest rate of 25%. This is 1734% APR variable.

Renewal Policy
We encourage you to read all terms and conditions, as well as relevant policies, prior to signing any loan agreement. As a typical example: If you borrowed £80, you would be due to pay back £100 with an interest rate of 25% - this is 1734% APR variable. Then if the loan was renewed due to non payment, you would owe £100 + 25% (£25) = £125 which means that you would owe £45 in interest on your initial loan of £80. This includes interest charged on the original loan of £80, plus the initial £20 interest.

Late/Non Payment
In some cases, you may be expected to pay an extra fee, on top of what you are already expected top pay back, if you miss your scheduled payment. (Please read all terms and conditions fully prior to accepting your loan). You may also be required to pay further interest on the blance that is overdue. For example, if you initially borrowed £80 and were due to pay back £100, the interest would accumulate from the £100 not the original £80. We encourage all applicants to repay on time and in full to avoid extra interest charges. If you have any worries or concerns with regards to paying the loan back on time, then get in contact as soon as possible, and you may be able to receive help and avoid any additional fees for late/non-payment. In some circumstances non payment may have a negative impact on your credit score.

Collections Process
If you feel that you may be unable to repay your loan on time then don't shy away, get in touch as soon as possible and see what help is on offer. When a person defualts on a loan, you may be contacted by phone, email and SMS. As part of the collection process and in line with the terms of your loan agreement, the Continuous Payment Authority may be utilised to continue to attempt to take payment from your card up to 90 days past your due date. Should the situation remain unresolved, your details may be passed onto a third party collections agency. We strongly encourage everyone seeking a loan, to ensure that they have the means to pay back any agreed loan repayments in full and on time.
Consumer Credit Licence: 650525

Borrow Cash Loan - Cunliffe Street, Chorley, Lancs, PR7 2BA
Consumer Credit Licence: 650525

APR Explained   |   Our Policies   |   Terms & Conditions  
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